Qualification: 
PGDM, CAIIB, BCom
n_smitha@asb.kochi.amrita.edu

Smitha is currently pursuing her part time PhD from Amrita Vishwa Vidyapeetham and working as Assistant Professor in the Finance area at the institution’s MBA programme at Kochi campus. She is a graduate in Actuarial Science and a post graduate in Management. She is also a Certified Associate of Indian Institute of Bankers. She has 10 years of BFSI experience and 4 years of teaching experience. Smitha’s research interests are mainly in financial economics area focusing on commercial banking and shadow banking.

Papers Presented 

January2-5, 2015 Measuring and Explaining Efficiency of Indian Banking Sector in the 12th AIMS International Conference on Management, IIM Kozhikode.
December 16-18, 2015 Loan Loss Provisions And Earnings Management By Indian Commercial Banks" in the 2015 IMRA - IIMB International Conference, IIM Bengaluru.
December 16-18, 2015 Income Diversification and Risk Adjusted Performance: An Indian Banking Sector Perspective in the 2015 IMRA - IIMB International Conference, IIM Bengaluru.
January 4-6, 2016 Business Models and Performance: An Indian Banking Industry Perspective in  the 52nd Annual Conference of The Indian Econometric Society (TIES) organized by Indian Institute of the Management, Kozhikode
February 18-19, 2017 Religious Affiliation and Bequest Behaviour in the 4th International Conference on Spirituality & Skills for Leadership and Sustainable Management organized by SMS Varanasi

Publications

Publication Type: Journal Article

Year of Conference Publication Type Title

2017

Journal Article

Smitha Nair, Amrutha, S., Gopikumar, V., and Sandhya G., “Religious Affiliation and Bequest Behavior”, Purushartha: A Journal of Management Ethics and Spirituality, vol. 10, no. 2, 2017.[Abstract]


Bequest behavior is a highly delicate and complex subject which requires considerable attention by researchers across all disciplines including economics, sociology and psychology. Studying the motives behind bequests becomes critical not only from a socio-psychological perspective but also from a policy
perspective. This paper attempts to explore the socio- economic reasons which influence the intention to bequest focusing specifically on the effect of religious affiliation. This study uses survey data from India to test the hypotheses drawn from the anthropology, sociology and consumer behavior literature using logistic regression technique. The results indicate that self-interest negatively impacts the probability of leaving a legacy. Surprisingly, the study finds evidence for negative relationship between religious affiliation and leaving a bequest. This study also reveals that unmarried women are less likely to leave a bequest. Unlike in the philanthropic literature, the research could not find satisfactory evidence of altruism and social norms driving bequest behavior among Indians.

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Publication Type: Conference Proceedings

Year of Conference Publication Type Title

2017

Conference Proceedings

Sandhya G., Gopikumar, V., Smitha Nair, and S., A., “Religious Affiliation and Bequest Behaviour”, 4th International Conference on Spirituality & Skills for Leadership and Sustainable Management. SMS Varanasi, 2017.

207
PROGRAMS
OFFERED
5
AMRITA
CAMPUSES
15
CONSTITUENT
SCHOOLS
A
GRADE BY
NAAC, MHRD
8th
RANK(INDIA):
NIRF 2018
150+
INTERNATIONAL
PARTNERS