Course

Unit 1

Basics of Personal Financial Planning, Time Value of Money, Planning tax strategies.

Unit 2

Introduction to Consumer Credit, sources of credit, Consumer Purchasing, strategies for housing decisions.

Unit 3

Insurance: types, selecting the right insurance policy, property and motor vehicle insurance, health insurance policies, Retirement Planning, NPS.

Unit 4

Investing fundamentals, investing in shares, bonds and mutual funds, investment in gold and real estate.

Unit 5

Investing in Schemes of Government: National Savings Certificates, KVP, Post Office Recurring Deposits and term deposits, PPF

To analyse the process of making personal financial decisions, develop personal financial goals and identity the strategies for their achievement.

1. Jeff Madura – Personal Finance, Pearson Education
2. Manish Chauhan – 16 Personal Finance Principles every Investor should know, Network18 Publishers
3. Jack R Kapoor, Les R Dlabey – Personal Finance, McGraw Hill